Tourism sounds great until you’re the one getting clipped in a crosswalk. Welcome to peak travel season: where sunburns and fender benders go hand in hand. Vacationers flood in, clogging roads, waterways, and sidewalks, their eyes glued to Google Maps while locals try to dodge the chaos. It’s part parade, part demolition derby.
More people means more vehicles, more pedestrians, and more things going sideways. A visiting driver slams the brakes at a blinking yellow light. A tourist on foot steps into traffic because they’re tracking the nearest taco spot. You don’t have to look far to see how quickly these moments spiral into a hospital visit—and a personal injury claim.
More Bodies, Less Space, More Mayhem
Here’s the math: more people + unfamiliarity + distractions = a mess. Out-of-state drivers don’t always know local speed traps, weird merges, or that one intersection with three stop signs and zero logic. And pedestrians? They’re focused on taking selfies in the middle of crosswalks.
Even the most cautious local can’t predict what someone from five states away is going to do next. They might not even have appropriate insurance coverage. That unpredictability cranks up the risk. What used to be a quick coffee run can turn into a trip to the ER. That uptick in accidents isn’t just anecdotal—it’s statistical. During peak season, there are more claims from people getting hurt in ways that could’ve been avoided if folks had just paid attention.
If You’re Hurt, Don’t Wing It
Whether you live here or you’re visiting, if you’re injured because someone else wasn’t paying attention, you don’t just walk it off. You build a case. And if you’re from out of state, things can get even more complicated. Jurisdiction matters. So does timing. Different states have different deadlines for filing injury claims, and they don’t wait around for your vacation photos to upload.
Here’s what to do instead of panicking: document everything. Photos. Names. Any witness who saw what happened. If police respond, get the report. If they don’t, file one yourself and see a doctor right away even if you think you’re fine. Some injuries don’t scream on day one.
Out-of-State Claims Aren’t Souvenirs
Tourists often assume they’ll deal with it “once they’re back home.” That’s a good way to miss your window for filing. Injuries that happen here need to be handled here. Local laws, local courts, local deadlines. You can’t apply Iowa logic to a Florida crash. Even if you’re from out of state, you’re still entitled to compensation if someone else caused your injury, but only if you act like it matters.
The longer you wait, the more your case slips. Witnesses forget things. Footage disappears. The insurance company starts spinning its story—and spoiler: it won’t be one where you come out on top.
Insurance Companies Love Tourists
To insurers, injured tourists look like low-hanging fruit. You’re not local, you’re likely heading home soon, and you’re distracted—either by recovery or trying to get your flights rebooked. So they’ll toss out a lowball offer and hope you’re too worn out or confused to push back. That’s when people accept settlements that barely cover the urgent care co-pay.
The smarter move? Get someone local who’s seen this play out a thousand times and doesn’t get starstruck by zip codes or palm trees. Personal injury cases from tourists aren’t rare, but you have to treat them like they matter—because the other side sure won’t.
Don’t Let a Vacation Injury Turn Into a Legal Hangover
Whether you were rear-ended in a rental car, tripped on a loose tile at a beach resort, or were knocked off your feet by a distracted driver in a hotel zone, you’re not stuck. The team at Feldman Legal Group handles these cases every day—and we don’t wait for permission to go after what’s fair. Contact us before your injury becomes one more “oh well” on your travel story.